A complete finance function, without the overhead of hiring one.
Virtual CFO services, bookkeeping and tax strategy for Australian owner-led businesses. Three integrated service lines, one senior principal, one fixed monthly fee.
Virtual CFO
Board-ready monthly reporting, cash-flow forecasting, budget design, KPI frameworks and strategic finance leadership — on a fractional basis.
Bookkeeping & Accounting
Xero. Daily reconciliation, AP/AR, BAS, IAS, payroll (STP2), month-end close by day 7.
Tax Strategy
Proactive, year-round tax planning. Structures, Div 7A, small business CGT concessions, R&D, trusts, succession.
What our Virtual CFO service includes
| Area | What you get | Cadence |
|---|---|---|
| Board reporting | Monthly board pack with P&L, balance sheet, cash flow, KPI dashboard and written commentary | Monthly |
| Cash flow | 12-month rolling forecast, 13-week operating cash model, weekly refresh | Weekly |
| Budgeting | Annual budget design, variance analysis, re-forecasts | Quarterly |
| Strategy | Board-meeting facilitation, strategic planning, scenario modelling | Monthly / ad-hoc |
| Funding | Lender relationships, covenant monitoring, investor pack preparation | As required |
| Governance | Finance-committee support, reserves policy, risk register | Quarterly |
Pricing models
All retainers are fixed monthly fees so there are no hourly-billing surprises. Three tiers: Compliance (from $1,450/mo), Growth CFO (from $4,800/mo), and Executive (from $9,500/mo). Scope is agreed after a complimentary
diagnostic.
Questions people usually ask first.
All engagements are fixed monthly retainers with no hourly billing. After a complimentary diagnostic we scope you into one of three tiers: Compliance from $1,450/mo, Growth CFO from $4,800/mo, and Executive from $9,500/mo.
Yes. We are a Certified Xero Advisor and work in Xero. We will not force you onto a specific platform.
Absolutely. Many clients begin with Compliance and step up to Growth CFO as the business matures.
Ready to put a senior CFO at your board table?
30-minute free consultation with Ramy Hanna. You’ll leave with two concrete ideas — whether you engage us or not.